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  #46 (permalink)  
Old 04-21-2013, 08:57 AM
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When I was in my early 20's, I had an opportunity to buy an older Corvette convertible for $2500 - when I checked with my insurance company they told me my insurance would be $2500 every year - higher if I got any tickets! I passed.

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  #47 (permalink)  
Old 04-21-2013, 11:14 AM
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What I posted earlier about SGI insurance made me curious, so I went to their website to price out plates/registration/insurance, assuming a "neutral" safety rating (0)
SGI - Online services
2010 Dodge Challenger SRT-8

Quote:
Registration Date: 21Apr2013 Vehicle: 2010 DODGE CHALLENGER SRT-8
Class: LV - Light Vehicle Safety Rating: 0

The registration and insurance for this vehicle is $1327.00 per year. Based on the information you have chosen, this registration would expire on 20Apr2014.
If this car was an 2010 SE model :

Quote:
Registration Date: 21Apr2013 Vehicle: 2010 DODGE CHALLENGER SE
Class: LV - Light Vehicle Safety Rating: 0

The registration and insurance for this vehicle is $1210.00 per year. Based on the information you have chosen, this registration would expire on 20Apr2014.
So ... $117.00 more for the SRT-8. I'm assuming that the difference would be based largely on the replacement cost.
I also had a look at the price to insure a 2012 SRT-8 model, and it really wasn't a lot more.

I'm thinking that insuring a vehicle is still fairly reasonable in the flat-land province to the east of us.

edit:
OK, What would I pay to insure MY daily driver?
Quote:
Registration Date: 21Apr2013 Vehicle: 2004 PONTIAC GRAND PRIX GT 4DR
Class: LV - Light Vehicle Safety Rating: 0

The registration and insurance for this vehicle is $1117.00 per year. Based on the information you have chosen, this registration would expire on 20Apr2014.
Here in Alberta, we pay for registration and insurance separately.
This is what I pay, with multi-vehicle and safe driver discounts factored in.
Registration: $84.00
Insurance: $662.00

Last edited by 66GMC; 04-21-2013 at 11:31 AM.
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  #48 (permalink)  
Old 04-21-2013, 11:28 AM
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Quote:
Originally Posted by 66GMC View Post
What I posted earlier about SGI insurance made me curious, so I went to their website to price out plates/registration/insurance, assuming a "neutral" safety rating (0)
SGI - Online services
2010 Dodge Challenger SRT-8



If this car was an 2010 SE model :



So ... $117.00 more for the SRT-8. I'm assuming that the difference would be based largely on the replacement cost.
I also had a look at the price to insure a 2012 SRT-8 model, and it really wasn't a lot more.

I'm thinking that insuring a vehicle is still fairly reasonable in the flat-land province to the east of us.
I've lived in every province in Western Canada, I spent about 10 years in Saskatchewan...There's only one thing I miss about Saskatchewan...SGI. They have great rates for insurance no doubt but, what I like being in the collision repair business there, they where fair with Body shops when it came to rates that they paid out..The labor rate was higher than non Government Insurance Provinces, they're hourly material rate for paint was higher and you didn't need to check with 37 different companies to make sure that you where getting the best rate. Kind of makes you wonder how much money private insurance is making with higher rates and lower pay outs.

I even had several vehicles that where written off in Saskatchewan and one of them I didn't like the payout, so they adjusted it, all I needed to do was prove that a vehicle of the same age and condition recently sold for more than what they where originally prepared to pay. When I went to show the adjuster a classified add for the same car, not a word of a lie, he held up an auto trader and said this is what we usually go by, made a couple of calls and cut me a check.
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