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View Poll Results: What company are you using for classic/antique car insurance?
Sneed 1 4.17%
Hagerty 9 37.50%
American Collectors Insurance 3 12.50%
Other, please specify 11 45.83%
Voters: 24. You may not vote on this poll

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  #31 (permalink)  
Old 04-12-2004, 11:16 PM
M&M CUSTOM's Avatar
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I stayed with State Farm,and switched the Malibu over to their classic/antique policy.

The only restrictions my agent told me they adhere to are what the Pa. Dept. Of Transportation imposes on vehicles with classic or antique registrations and plates.

I sent the classic registration application and required fees in to PennDOT last Tuesday and am awaiting my new plate to get the new inspection, as there is a lot of adhesive from previous stickers on the windshield that I want to remove before the new sticker is put on.

With the agreed value being lower than what I had received the initial price on, my insurance will be less than what I had even remotely hoped for. I can't see paying for less coverage elsewhere and have them impose restrictions over and above the DMV levels, and not require an appraisal.

I was also able to get a copy of all the paperwork I signed while in the agents office without him even blinking an eye to ask why.

As far as the total worth of the car, I would have to go with a term we use in numismatics (coin collecting) called intrinsic value, or what its worth to me as a whole.

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  #32 (permalink)  
Old 04-13-2004, 06:20 AM
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Your getting the idea. Run what you brung and love it to death. If someone loves it more than you and you can see your way to an upgrade, maybe make some profit ..grab it. In the mean time what its all about is having fun.
Seems everyone has a better looking 'item' than mine..but then again many someones have a lesser looking 'item' than mine..sorta makes the world go around.
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  #33 (permalink)  
Old 04-13-2004, 08:21 AM
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I was surprised with the passers-by that stopped to ask questions about the Malibu last year when I had it at the shows.

Since I never bothered to put the emblems back on the car after it was painted I got quite a few guesses on what make of car it was, and then the model guesses were more along the Caprice/Impala line.

I'm content with usually having the newest model sedan in some of the shows, I don't expect to see a trophy when I go, but to get there early enough to get a dash plaque is more than enough to satisfy me.

I have aquired a lot of factory documentation on the car and have identified the sources of the interior components enough to have a car show display board made up.
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  #34 (permalink)  
Old 01-27-2005, 04:09 PM
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I just checked on collector insurance for my 1969 Lincoln. called my agent and Hagerty is a little over $100 dollars a year with the same liablity limits that I carry on my truck. The agreed value is $5,000.
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  #35 (permalink)  
Old 04-15-2005, 05:28 AM
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Quote:
Originally Posted by 302/Z28
Hagerty, because they were the only one of a bunch that I checked with that would insure a car under construction.

Vince
I just got Grundy for my "under construction" 39 Plymouth yesterday.
$25,000 value , zero deductibles, etc. the price was right $164.00.
they were the best hassle free, quick to answer my questions about
the car being under construction .
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  #36 (permalink)  
Old 09-17-2005, 08:26 PM
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I've used State Farm for the last 30 years, for my street rod, daily drivers and home owners. NO complaints at all.
At the Nats in Louisville this year a short but powerful storm hit the fairgrounds and a lot of cars were damaged by flying chairs and canopy's. It is my understanding that Haggerty told those they had insured that it was 'an act of God' and they were not covered. Grundy on the other hand told those that they had insured they were covered.
mike
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