I do have uninsured motorist but my dad wants to use that as a last resort because he said we would file a claim against are company and that will raise the rates quite a bit(he has 2 tickets i have 1). Actually the hing pillar looke fine from what i could see when i cracked the door open. it was the first thing i checked in the mornig after it happened. but i will ot know for sure till a pull the fender off. I sure hope the guy has insurance though.