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Old 06-09-2006, 08:06 PM
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insurance

what are some good places to look into for full coverage insurance on classics?

Progressive quoted me 16000 a year for LIABILITY on my 56.....it was an online quote though, so i'm not sure now accurate it was...
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Old 06-09-2006, 08:41 PM
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Use the "search" function at the top of the page. Many many threads have discussed the insure of classic/rod insurance and the various providers.
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Old 06-10-2006, 07:33 AM
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Grundy IMO is the best . Hagerty is also a good one.

Vince
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Old 06-10-2006, 12:42 PM
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grundy quoted me $101.50 per month with a $5000 agreed value....

but, they dont get your age or sex or anything when they do an online quote....
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Old 06-10-2006, 05:00 PM
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Quote:
Originally Posted by DougGass87
grundy quoted me $101.50 per month with a $5000 agreed value....
Sounds WAY high. I have a $50,000 agreed value on my pickup and pay half that premium. I'm with Sneed (NSRA's insurance program). I'd try some others before you accept that number.
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Old 06-10-2006, 05:20 PM
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Quote:
Originally Posted by DougGass87
grundy quoted me $101.50 per month with a $5000 agreed value....

but, they dont get your age or sex or anything when they do an online quote....
That cannot be right, I am holding a Grundy policy on my 34 with an agreed value of $40,000 for $250 a year.

Vince
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Old 06-10-2006, 05:29 PM
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wow....maybe its becuase i am 18?
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Old 06-10-2006, 06:51 PM
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Quote:
Originally Posted by DougGass87
wow....maybe its becuase i am 18?
Could be, what are you insuring?

Vince
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Old 06-10-2006, 06:52 PM
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56 chevy 3200 pickup....
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Old 06-11-2006, 03:13 AM
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Doug is that $16,000 a year or $1,600 a year for liability?
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Old 06-11-2006, 06:53 AM
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Quote:
Originally Posted by DougGass87
wow....maybe its becuase i am 18?
Ooops, I should have caught that earlier. You are correct. In fact, I don't think ANY of the classic/street rod programs will cover you at any price. Every one I've seen or talked to has a requirement for a 10 year driving record before they will provide coverage. Also, they all require that you have another car "daily driver" in addition to the classic/street rod. In other words if you are single and living alone - you would have to have two cars. Married with no children - three cars. etc. etc.

This is a huge bummer and a huge problem for ALL young people, not just hot rod owners. As I recall, American Family and State Farm will cover hot rods if the rest of the family insurance (home and auto) is with that company - but I'm not sure how that would apply here because of your age.

Maybe some of the other younger guys (with less than 10 years driving experience) can join in here and tell us how they get insured.
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Old 06-11-2006, 01:08 PM
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hmmmmm.....hell maybe i will just get liability and take my chances....i know i can insure it that way...
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Old 06-11-2006, 04:37 PM
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Well just a thought, have you tried seeing if you can be on your parent's insurance plan?
I worked it out with my parent's so I could be insured on my Corvette with out it costing me a fortune. Its not insured as a hotrod but as a regular everyday car.
What we did was driver on the plan (me, my mom, my dad) is assigned the main driver for each car. Even though our names are on just one car, we all are insured to drive any of them.
To save a TON of money, Im registered as the main driver on my dad's truck, and he is registered as the main driver on my corvette.
Talk to you parents about their insurance and see if what they have can help you out, even if you are registered as the main driver of your 56' it can still save you alot.


Brad
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Old 06-11-2006, 04:42 PM
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i think that is what i am going to do.....but since it will be in my name, i dont know if i can do that.....mom owes to much in debt, if anything were to happen to her i dont want them to come take my truck to pay the debt, so i want to keep it in my name......

Quote:
Originally Posted by WakBordr7387
Well just a thought, have you tried seeing if you can be on your parent's insurance plan?
I worked it out with my parent's so I could be insured on my Corvette with out it costing me a fortune. Its not insured as a hotrod but as a regular everyday car.
What we did was driver on the plan (me, my mom, my dad) is assigned the main driver for each car. Even though our names are on just one car, we all are insured to drive any of them.
To save a TON of money, Im registered as the main driver on my dad's truck, and he is registered as the main driver on my corvette.
Talk to you parents about their insurance and see if what they have can help you out, even if you are registered as the main driver of your 56' it can still save you alot.


Brad
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Old 06-12-2006, 08:56 AM
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Well what I meant was the truck be insured as Her car, even though it would be your name on the registration title. So you would be the owner of the car, your mom would just be listed as the main driver of it, as if she's borrowing it from you.....kinda.
Id just talk with your parents and the insurance company and see what you can find out.
And besides I don't think they can take your truck away for you mom's debts, unless she put it up for collateral Which I don't think that would work with a 50 year old car.


Brad
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