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Old 09-17-2008, 07:56 PM
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Let's compare GM Card Earnings.

Ok, maybe I'm a sucker, but long ago I decided to get me a shiny new piece of plastic. I figured if I'd use it wisely, the residual effect would be some sort of down payment towards a new car. Or a truck? My aging 2000 Camaro may get a baby brother? Who knows?

Not to brag, but I've spent a lot of money and subsequently, grudgingly paid off o'er the years. $1,936.61 may seem like a drop in the bucket, but hey, there's a drop.

Just wondering if anybody wants to offer a show of hands with their 'GM earnings'.

It's OK for you Ford and Chrysler guys to admit you have a GM card too.

If NOTHING else, at least I'm TRYING to support America in some way, shape or form.
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Old 09-17-2008, 08:07 PM
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I have a GM card too........I guess I have about $1000 in points...whatever that means.

However, I will likely never buy a new car........We just bought an 05 Chevy Uplander....all the options, AWD etc.....New it was $37,000 + tax....Paid $14,000, with taxes......New just isn't worth it....IMO.
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Old 09-17-2008, 08:23 PM
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Quote:
......New just isn't worth it....IMO.
But, but, that new car smell.... Ahh.

Hey, you didn't get hurt on the Uplander either.

*Points* is DOLLARS as far as buying a new machine. A thousand points is a thousand dollars.
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Old 09-17-2008, 08:24 PM
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Quote:
Originally Posted by C-10
Ok, maybe I'm a sucker, but long ago I decided to get me a shiny new piece of plastic. I figured if I'd use it wisely, the residual effect would be some sort of down payment towards a new car. Or a truck? My aging 2000 Camaro may get a baby brother? Who knows?

Not to brag, but I've spent a lot of money and subsequently, grudgingly paid off o'er the years. $1,936.61 may seem like a drop in the bucket, but hey, there's a drop.

Just wondering if anybody wants to offer a show of hands with their 'GM earnings'.

It's OK for you Ford and Chrysler guys to admit you have a GM card too.

If NOTHING else, at least I'm TRYING to support America in some way, shape or form.

I asked if I could use it for parts and they said no, so I did too.



Larry
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Old 09-17-2008, 08:29 PM
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Quote:
Just wondering if anybody wants to offer a show of hands with their 'GM earnings'.
I suppose I could show how much my GM (Got Mechanic???) vehicles have cost me, but I figure that a picture of the new south wing of the parts store would be overkill.....


In a while, Chet.
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Old 09-18-2008, 02:02 AM
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That just might cover the imaginary administration fees, useless wax rustcoating and trumped up destination charges and get you a free license plate bracket and key fob! Might be a good idea to negoitiate the deal up front and get to the "sign on the dotted line" part before you pull that card out, I have a feeling the price is adjusted to reflect if you use one or not.



I thought you could buy parts with those things? Like upgrade GM wheels etc?
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Old 09-18-2008, 07:16 AM
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Well, I was referring to GM Performance parts, Like a Bowtie block and such. You're right about the accessroies though.



Larry
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Old 09-18-2008, 10:20 AM
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Personally, I've saved over $6000 on new cars with my GM card earnings. I bought a new Chevy Malibu for my daughter in 2004 and a 2008 Malibu for my wife this year. The money came off the bottom line on each car. I'd say it works for me. They're offering 10% earnings on gas purchases through the end of November, too.
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Old 09-18-2008, 01:27 PM
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Quote:
Originally Posted by 4 Jaw Chuck
That just might cover the imaginary administration fees, useless wax rustcoating and trumped up destination charges and get you a free license plate bracket and key fob! Might be a good idea to negoitiate the deal up front and get to the "sign on the dotted line" part before you pull that card out, I have a feeling the price is adjusted to reflect if you use one or not.



I thought you could buy parts with those things? Like upgrade GM wheels etc?
Like that avatar! Another rotary fan?

I dont have a card.....but also wouldnt buy a new "new" vehicle again. Too much depreciation in the first 2-3 years. I hope to be like 'Trees'. Finish my truck....drive her til the wheels fall off....and rebuild her again. May buy my wife a GM product soon....but it wont be new even if I could afford it. I'm stubborn that way. Over the years....if my wages would have gone up to match the increase in the price of cars....I would buy new just to help my fellow blue collar brothers. Unfortunately it hasnt.

Dave
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Old 09-18-2008, 06:44 PM
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Quote:
Originally Posted by MAUSS
Personally, I've saved over $6000 on new cars with my GM card earnings.... .
Cha- Ching! That's awesome.

Definitely would be a good strategy to haggle 'em to death before you bring up your 'earnings'

Quote:
Originally Posted by STOVEBOLTER
Over the years....if my wages would have gone up to match the increase in the price of cars....I would buy new just to help my fellow blue collar brothers. Unfortunately it hasnt....
No doubt about that. I hope HSBC Bank (GM Card parent bank) doesn't pull any shenanigans by the time I get around to using my earnings.

So far I see at least *good* experiences...
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Old 09-19-2008, 11:19 AM
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Yep, negotiate your final price on a new car and then pull the card earnings out. Dealer was happy with it. I have close to $3k on it again(*last used it in 2000) but remember that it keeps rolling off too. Maybe a new Camaro next year if they are under $32K for the V8 automatic. Yeah, right, who am I kidding

State Farm Insurance has a Visa card that does the same thing. Savings can go toward insurance.
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Old 09-19-2008, 05:33 PM
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There is a much easier way to get GM dough.

Just unload, adjust the wheelie bars and tune up, line up then wait at the finish line for them to bring you the money.....
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