Depending on where the chips are and how big they are you may need to paint the adjacent panel to "blend" the color making it match. This goes for the trunk lid as well, if there is "bubble" it is likely the whole thing is failing thus you would have to paint the quarters to make it all match. It is sounding like a complete to me with the info you have given and what COULD be needed. I could be a mile off but when you start talking about multiple panels, doing a complete to simplify things comes real quick.
And so you know, there is no such thing as "black" auto paint. So don't think "it's just black" and it would match. "Black" on a car is going to be extremely dark red, blue or brown, that is what "black" is and there is formula to mix up that black on your car just the same as if it were blue or red. A mismatched black stands out horrible just as a mismatched blue or red.
Maybe some photos would be of help.