Hey young one,
You can get a good "sports car" used for about $5,000. I know you like Hondas...just don't get stupid and put all kinds of useless junk on it to compete with your boy buddies closer to downtown. You'd also like a nice used Mustang GT convertible if you like Hondas. Buy it from down South or out West, and not in Pittsburgh. The body will last longer.
You can buy a house in a fair neighborhood up that way, maybe on hill for about $60,000. So you put $20,000 down on it and get a loan for the remaining $40K. So you have about $25,000 left.
Go to eBay for your wardrobe and spend about $2,000, and you'll get all the latest styles for about half the price...and the stuff is NEW. You will have a wardrobe your friends will envy and it will last you at least 2-3 years if you don't get pregnant (BTW DONT GET PREGNANT!)
You can fully furnish your home for about $3,500 if you look for deals on some used things such as big appliances. Hit up your family, FROM EVERYWHERE, to see if they are getting rid of any home furnishings. Then set aside about $2,500 for home design things such as artwork, prints, accent lamps, a fish aquarium, a ggod sound system, and anything else that pleases a "woman's" eye. Oh...don't forget about a good computer for about $1,000.
Set aside about $6,000 for GOOD FOOD for a year. That's a little better than $100 a week that you can get super stuff in an organic food store. If you eat more than $100 a week, you are eating too much or eating out too much.
You'll have $10,000 to bank. Invest $2,000 in three mutual funds: S&P 500 Stock index, Lehman Brother's Bond index, and a Government securities fund (Fannie Mae, Freddie Mac, T-bills). Put the remaining $4,000 in your savings or checking, get a job, and enjoy life!