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Been working 4 days a week for more than a year, when I am working. Last year we worked 3 weeks and was laid off one week. This year still 4 days a week Was laid off for a month so far and may be laid off again the 18th of May. We stopped using the credit card, and concetrate on paying them off faster when paossible as well as our mortgage. Don't eat out as much, and no vacation this year. Don't buy what we don't need. Try to live below our means.
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