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Originally Posted by woodz428
... I think stuff like wiring standards still have to be met.
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The code is the code and good practice and correct installation procedure and techniques still apply to everyone, homeowner and electrician alike.
Getting back to fire insurance, when a fire occurs and the homeowner wired a circuit that causes a fire, the homeowners insurance may not cover the fire. I would say
will not, but I'm sure somewhere there is an exception.
The other side of the coin is why skimp to save a few bucks when the stakes are so high? Would you skimp on the size of your brake lines or take a chance on running bald tires on the highway with your family in the car?
Why do it with a circuit in your garage?